THE OPPORTUNITY IN LEVERAGING FINTECH’S 60% of about 40 million individuals, whom are less than 35 years old, already use banks and formal financial institutions Mobile phone penetration in Nigeria has increased to nearly 70% The use of mobile money services is showing a slight improvement with nearly 3.3 million individuals using mobile money for remittances, bill payments and talk-time top-ups. 87% of Banks that partnered with FINTECHs cut costs Over 54% of banks that partnered with FINTECHs saw a revenue increase Every firm, big or small must embrace technology as it impacts all functions.

Statistics show that 47% of millennials would struggle to come up with a huge amount of money to cover an unplanned expense. To "live within your means" means that what you spend each month is less than or at least equal to the amount of money you bring in each month. For many people, it’s a lot easier said than done. At some point however, your reckless spending will catch up to you.

Investment is a step into a financially free future. I just want to let you know that saving towards a goal is the Genesis of investment. That is how it all begins. That rent, vacation, treat etc, you are investing in them to make yourself better. If you ever want to be a bad-ass investor you need to be bad-ass at saving towards a goal. Don’t worry, I’ve got you covered.

Before getting started with investment, you need to know your personal worth, start saving. – Setting money aside from your means of income, then you have to find out your investment personality (If you are a low risk or high risk investor and the type of stocks you should be ...

Ever thought about your investment personality? What exactly is investment personality? Have you even heard the word before? ...

On the long run it is not just about investing. Have you ever thought about a downturn? How prepared are you in cases of bankruptcy?

Ever seen a movie where you want to be the man with the jets and Ferrari? you know like having it all like Christian Grey (from the movie Fifty Shades of Grey) or being a “Bossman” like Bobby Axelrod from (The TV show Billions). Everybody wants to make money, fast and free without taking any risks and that’s ok. We weren’t all made to be risk takers especially when it comes to money... am not! Financial Freedom is the route to follow if you don’t want to be broke and wishing to be a movie character all your life.

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