THE OPPORTUNITY IN LEVERAGING FINTECH’S 60% of about 40 million individuals, whom are less than 35 years old, already use banks and formal financial institutions Mobile phone penetration in Nigeria has increased to nearly 70% The use of mobile money services is showing a slight improvement with nearly 3.3 million individuals using mobile money for remittances, bill payments and talk-time top-ups. 87% of Banks that partnered with FINTECHs cut costs Over 54% of banks that partnered with FINTECHs saw a revenue increase Every firm, big or small must embrace technology as it impacts all functions.

Investment is a step into a financially free future. I just want to let you know that saving towards a goal is the Genesis of investment. That is how it all begins. That rent, vacation, treat etc, you are investing in them to make yourself better. If you ever want to be a bad-ass investor you need to be bad-ass at saving towards a goal. Don’t worry, I’ve got you covered.

The month of November was a bearish month for the stock market. Despite various attempts to move to bull territory, the ASI declined by 4.90% with the index price arriving at N30,798.76. its Year to date, the index has declined by19.27%. 25 equities appreciated in price the previous week, lower than thirty (30) a week before that. 41 equities depreciated in price, higher than 24 of the previous week, while 103 equities remained unchanged, lower than 115 equities recorded in the preceding week. The market is still in a bearish state as the 50-day moving average is above the 10-day moving average and the index price.

“Never depend on a single income, make an investment to create a second source” – Warren Buffet Are You Investing? What are you waiting for? The word “Investment” is now being thrown around today, touted as the guaranteed way to make money in lieu of savings accounts. However, as statistics have shown, most people do not even know what investment entails and this can be attributed to the absence of valid information and recommendations which leaves people feeling overwhelmed as to where to begin investing. The InfoWARE Market Data Terminal (IMDT) is a financial information platform that provides real-time local market data which enables traders, asset managers, investors, and compliance professionals drive.

Waiting anxiously for a text from a loved one or waiting on that pot of beans to finish cooking when you are hungry, ever experienced that? You would know how it feels waiting on an improvement from the stock market. The Stock market is in bear territory still as the 50-day moving average is above the 10-day moving average and the ASI’s prices. The ASI price attempted to venture into Bull territory by increasing a little over 1% on the 19th of November but quickly dropped by 1.8% as at today 26th of November 2018 causing its current Bear status. On the other hand, ASI volumes rose 78% on the 22nd November when the price was equal to the 10-moving average margin.

At the turn of a new century, everyone wants to be tagged a millennial, but unfortunately, you only turn 18 once. The average millennial is defined as an urban guy or girl up to date with the latest trends, who stay connected to everyday activities and their world is usually ...

With the hustle and bustle of Monday mornings and loads of meetings that helps to begin the week, it’s good to see the stock market had a better week and weekend than I did. Market ASI Overview stock graph After talking about how Bearish the market has been for so long, on the 23rd of October 2018 entered BULL territory.

I told you last week I was hoping for a bull market and on the 20th of September to be precise, the price went over the 10-day moving average placing the market moving into BULL territory. The 50-day moving average is still above the 10-day moving average and price of the ASI. Still hoping that we have a bull market, there’s a ray of hope for investors this week. The Stocks to watch comprises the top gainers and losers in the prior week, as well as companies in the news for various reasons.

In ensuring the right amount of support, and efficient execution in our businesses, we should make use of Customer relationship management. In CRM ticketing, we are simply talking about Customer relationship management processes in resolving customer issues through ticketing (i.e. creation, updating and resolving of tickets). In InfoWARE, our goal is to provide our clients with first-rate business solutions and back it up with unequaled service and support. So, customer relationship management ticketing is an essential aspect of InfoWARE’s work operations. It is important that the tickets created are of good quality in order to achieve its purpose - timely resolution of customer’s issues - hence the need to use a machine learning model to determine and classify the quality of an arbitrary CRM ticket.

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