Stanbic IBTC Holdings PLC provides banking and other financial services in Nigeria and internationally. The company operates in three segments: Personal and Business Banking, Corporate and Investment Banking, and Wealth. The Personal and Business Banking segment offers banking and other financial services, including residential accommodation loans primarily to personal market customers; installment finance to personal market customers; vehicles and equipment finance to the business market; credit and debit card facilities; and transactional and lending products, such as deposits, electronic banking, cheque accounts, and other lending products together with debit card facilities. This segment provides its products through various points of contact channels, such as automated teller machines (ATMs), Internet, telephone banking, and branches to individual customers and small-to-medium-sized enterprises. The Corporate and Investment Banking segment offers foreign exchange, fixed income, interest rate, and equity trading solutions; transactional banking and investor services; corporate lending, and custodial and trade finance services; property-related lending products; and project finance, structured finance, equity investments, advisory, corporate lending, primary market acquisition, and leverage finance and structured trade finance. This segment serves larger corporate customers, financial institutions, and international counterparties. The Wealth segment is engaged in investment management, portfolio management, unit trust/funds management, and trusteeship activities. The company also undertakes venture capital projects; is involved in the administration and management of pension fund assets; and acts as an executor and trustee of wills and trusts, as well as provides agency and stock broking services. It operates 1,283 branches and 9,300 ATMs. The company is based in Lagos, Nigeria. Stanbic IBTC Holdings PLC is a subsidiary of Stanbic Africa Holdings Limited.

Website:	www.stanbicibtc.com

Statement of Comprehensive Income as at
31-Mar-2018