InfoWARE AI Analyst Daily Market Report: 27-Mar-2025

InfoWARE AI Analyst Daily Market Report: 27-Mar-2025
(Source: InfoWARE Terminal, Date: 27-Mar-2025)

Dear Investor,

Market Summary: Wednesday, March 26, 2025

The NGX All-Share Index (ASI) edged down -0.10% to 105,593.28, trimming its YTD gain to 2.23%. Despite the slight dip, market breadth leaned bullish at 1.75x (35 advancers vs. 20 decliners), though volume trends revealed underlying caution: only 57 stocks saw volume increases vs. 77 with declines. Turnover fell -16.72% to ?12.12B, while the Naira strengthened 0.59% to ?1,526/$.

Key Trends & Movers

Bond ETF Surge: VSPBONDETF (+36.84%) dominated gains, but its RSI 45.5 and bearish MACD (-15.5) suggest technical exhaustion.
Insurance Split: NEM (+9.84%) rallied despite RSI 29.1 (oversold), while MBENEFIT (-10%) collapsed despite a RSI 99.9 – a dangerous divergence.
Institutional Focus: Banks dominated institutional flows (ACCESSCORP, ZENITHBANK), while retail traders chased the same names at smaller scales.

Contrarian Signals

Stock	Conflict	Implication
CHAMPION	Bullish MACD crossover vs. -9.8% YTD	Potential short-term rebound in a battered brewer
MBENEFIT	RSI 99.9 despite -10% drop	Extreme overbought signal flags capitulation risk
AFRIPRUD	RSI 24.2 (oversold) + 1.27% dividend	High-yield defensive play amid selloff

Sector Heatmap

Sector	Performance	Institutional Activity	Technical Trend
Insurance	?? Mixed (4 gainers, 2 losers)	Moderate	15DMA crossovers in LASACO, MANSARD
Banking	?? Flat (ZENITHBANK -1.1%, FIDELITYBK +0.5%)	High (91% of institutional value)	RSI divergence (FIDELITYBK 66 vs. MTNN 29)
ETF	?? VSPBONDETF +36.8%	Low	Bearish MACD despite price spike

Dividend-Beta Matrix Highlights

Stock	Dividend Yield	Beta	Edge
AFRIPRUD	1.27%	0.64	Low-volatility income
REGALINS	6.52%	0.47	High yield but -12.5% YTD
UCAP	5.03%	0.74	Balanced risk/reward

Institutional Clustering Alert

?? ZENITHBANK saw 20.17% institutional trade share despite -1.1% drop – likely accumulation in a core banking stock with 6.65% YTD gain and 2.25% dividend.

YTD Performance Snapshot (Wednesdays Requirement)

Top 3 YTD Gainers	%ChgYTD	Top 3 YTD Losers	%ChgYTD
LIVESTOCK	115.58%	AFRIPRUD	-35.84%
ABBEYBDS	43.33%	DAARCOMM	-14.71%
GTCO	12.46%	ETERNA	-14.64% MTD

Trading Insights

Rotation Alert: Insurance stocks show split technicals – buy oversold NEM (RSI 29) but avoid MBENEFIT’s overheated RSI 99.9.
Bank Play: FIDELITYBK’s RSI 66 and institutional accumulation (+221% volume) suggests momentum despite rich PE 13.2x.
Defensive Hedge: AFRIPRUD’s 1.27% yield + 0.64 Beta offers portfolio stability amid ASI volatility.

Note: All percentage changes colored inline with performance. Monitor MACD crossovers in banking heavyweights for market direction clues.

Disclaimer: This market summary has been generated using InfoWARE's advanced AI tools and data analysis techniques. While every effort has been made to ensure accuracy and reliability, this content should be used for informational purposes only and should not constitute financial advice. Always consult a professional advisor before making investment decisions.

Top ASI Gainers Over Last 5 Trading Days

Symbol	Price	%Chg5Dys	%Chg1Dy	%ChgWTD	%ChgMTD	%ChgQTD	%ChgYTD
VSPBONDETF	260.00	31.58	-3.85	31.58	37.36	-28.57	-28.57
MBENEFIT	0.88	31.51	9.09	31.51	57.38	57.38	57.38
ETRANZACT	5.75	19.79	0.00	19.79	-11.54	-11.54	-11.54
SUNUASSUR	6.30	19.27	3.17	19.27	22.41	-44.21	-44.21
TIP	4.06	13.78	9.85	13.78	10.12	78.40	78.40
CADBURY	24.90	12.55	4.42	12.55	-1.14	20.93	20.93
NEM	13.40	10.66	0.75	10.66	3.05	12.50	12.50
ROYALEX	0.89	10.23	8.99	10.23	14.12	-11.82	-11.82
LEARNAFRCA	3.07	9.93	8.14	9.93	-8.54	-26.22	-26.22
CONHALLPLC	3.55	9.09	1.41	9.09	-2.70	-5.01	-5.01

Top ASI Losers Over Last 5 Trading Days

Symbol	Price	%Chg5Dys	%Chg1Dy	%ChgWTD	%ChgMTD	%ChgQTD	%ChgYTD
JOHNHOLT	8.60	-10.00	-10.00	-10.00	-10.00	-0.64	-0.64
UHOMREIT	51.25	-9.93	0.00	-9.93	15.82	40.03	40.03
ABCTRANS	1.38	-9.80	0.00	-9.80	-11.54	12.20	12.20
OANDO	50.00	-9.25	-3.80	-9.25	-19.43	-26.90	-26.90
UPDC	2.90	-8.47	-6.90	-8.47	-5.92	56.07	56.07
CUSTODIAN	20.90	-6.70	-6.70	-6.70	2.36	14.04	14.04
ETERNA	35.85	-5.66	0.00	-5.66	-14.64	47.53	47.53
WAPIC	2.28	-5.46	-1.32	-5.46	-13.46	-8.91	-8.91
AFRIPRUD	14.50	-5.23	0.00	-5.23	-54.76	-35.84	-35.84
FTNCOCOA	1.71	-4.71	-5.26	-4.71	-7.95	-13.83	-13.83

For more detailed analysis, on InfoWARE Market Data Terminal <NSEPERF> <GO>
On InfoWARE Finance Mobile App (Android, iPhone & iPad, Windows Phone and Windows 8/10), "Top Gainers & Losers"

THE INITIATES PLC (TIP) topped the advancers list closing at N4.46 with a gain of 9.85% followed by UNIVERSAL INSURANCE COMPANY PLC (UNIVINSURE) which closed at N0.60 with a gain of 9.09%.

On the flip side JOHN HOLT PLC. (JOHNHOLT) and CHAMS PLC (CHAMS) topped the decliners log with a loss of -10.00% at a close of N7.74, and -8.52% to close the day at N2.04 respectively.

Top Gainers

Symbol	LClose	%Chg
TIP	4.46	9.85
UNIVINSURE	0.60	9.09
MBENEFIT	0.96	9.09
ROYALEX	0.97	8.99
LEARNAFRCA	3.32	8.14

Top Losers

Symbol	LClose	%Chg
JOHNHOLT	7.74	-10.00
CHAMS	2.04	-8.52
NSLTECH	0.54	-8.47
MAYBAKER	8.10	-7.95
UPDC	2.70	-6.90

For more detailed analysis,

On InfoWARE Market Data Terminal <TOPG> <GO>
On InfoWARE Finance Mobile App ( Android, iPhone & iPad and Windows 10) , "Top Gainers & Losers"

Currency Market

In the currency market, the Naira fell 0.21%(-3.20) against the Dollar to settle at 1 to 1

NSE: Bull Signal - Price crossed above 15 Day MA

This signal implies these stocks are under buying pressure and the price might continue to rise and therefore positions should be monitored closely. Further suggested analysis include looking at the overall market (ASI) to see if the uptrend is market wide, sector wide or specific to the stock. Portfolio managers tend to use this as a signal to do more research to add to their positions or lock in some profits. Typically further analysis should be done using commands like PC and RV on the InfoWARE Market Data Terminal. Another command is ALERTS to set price triggers for possible exit or entry as necessary

For more detailed analysis,

On InfoWARE Market Data Terminal <NSEPERF> <GO>
On InfoWARE Finance Mobile App ( Android , iPhone & iPad and Windows 10) , "Top Gainers & Losers"

Symbol	Price	%Chg	15DMA	PE	EPS	DivY	MktCap	Vol	Trades	Value	LstTradeTime
FGS202659	100.00	45.00	94.00			0.00	0.00	1.00	1.00	1.00K	27-Mar-2025 14:30:47.180
UNIVINSURE	0.60	8.33	0.58	0.00	0.00	0.00	9.60B	13.92M	73.00	8.34M	27-Mar-2025 14:30:40.033
CHAMPION	4.09	7.09	3.91	412.83	0.01	0.41	32.02B	1.49M	36.00	5.68M	27-Mar-2025 14:30:33.350
OMATEK	0.71	5.63	0.69	6.82	0.10	0.00	2.09B	665.26K	28.00	459.26K	27-Mar-2025 14:30:37.597
CUTIX	2.49	4.82	2.43	8.81	0.26	6.52	8.77B	1.78M	49.00	4.36M	27-Mar-2025 14:30:33.853
NGXSOVBND	626.86	1.03	621.37	0.00	0.00	0.00	0.00	0.00	0.00	0.00	27-Mar-2025 14:30:52.513

NSE: BEAR Signal - Price crossed below 15 Day MA

This signal implies these stocks are under selling pressure and the price might continue to slide and therefore positions should be monitored closely. Further suggested analysis include looking at the overall market (ASI) to see if the downtrend is market wide, sector wide or specific to the stock. If the overal market trend is upwards, then since these stocks are heading in the opposite direction, then further analysis should be done using commands like PC and RV on the InfoWARE Market Data Terminal. Another command is ALERTS to set price triggers for possible exit is necessar

For more detailed analysis,

On InfoWARE Market Data Terminal <BEARM> <GO>
On InfoWARE Finance Mobile App ( Android , iPhone & iPad and Windows 10)

Symbol	Price	%Chg	15DMA	PE	EPS	DivY	MktCap	Vol	Trades	Value	LstTradeTime
NGXAFRHDYI	16,540.91	-0.96	16,642.36	7.46	39.30	0.00	0.00	74.82M	2,961.00	3.19B	27-Mar-2025 14:30:51.337
CILEASING	3.90	-2.05	3.95	6.50	0.64	1.20	3.05B	651.98K	15.00	2.46M	27-Mar-2025 14:30:33.430
FIRSTHOLDCO	28.00	-2.50	28.29			0.00	0.00	2.37M	194.00	67.05M	27-Mar-2025 14:31:22.577
MERGROWTH	380.00	-2.63	386.59			0.00	0.00	32.00	1.00	12.16K	27-Mar-2025 14:31:22.273
CUSTODIAN	19.50	-7.18	20.35	3.80	3.29	1.20	114.70B	1.23M	54.00	24.12M	27-Mar-2025 14:30:33.820
UPDC	2.70	-7.41	2.81	0.00	0.00	34.25	50.11B	2.41M	68.00	6.91M	27-Mar-2025 14:31:21.770
MAYBAKER	8.10	-8.64	8.34	58.94	0.14	3.75	13.97B	595.56K	43.00	4.83M	27-Mar-2025 14:30:36.013
CHAMS	2.04	-9.31	2.11	27.02	0.07	1.56	9.58B	5.02M	89.00	10.72M	27-Mar-2025 14:31:21.637

Market Trend - ASI (NGX All-Share-Index) With 50 & 200 Day MAvgs Chart

Technical traders typically use the 50 & 200 day moving averages to aid in choosing where to enter or exit a position, which then causes these levels to act as strong support or resistance. As a general guideline, if the price is above a moving average, the trend is up. If the price is below a moving average, the trend is down.
It is important to note that critics of technical analysis say that moving averages act as support and resistance because so many traders use these indicators to inform their trading decisions. Also moving averages tend to work quite well in strong trending conditions but poorly in choppy or ranging conditions.
Trading Strategies: Crossovers
Crossovers are one of the main moving average strategies. The first type is a price crossover, which is when the price crosses above or below a moving average to signal a potential change in trend. Another strategy is to apply two moving averages to a chart: one longer and one shorter. When the shorter-term MA crosses above the longer-term MA, it is a buy signal, as it indicates that the trend is shifting up. This is known as a golden cross. Meanwhile, when the shorter-term MA crosses below the longer-term MA, it is a sell signal, as it indicates that the trend is shifting down. This is known as a dead/death cross

For more detailed analysis,

On InfoWARE Market Data Terminal <CI> <GO>
On InfoWARE Finance Mobile App ( Android , iPhone & iPad and Windows 10) , "Research"

Unusual Volume: Volume traded is more than double the 90 day moving average (All exchanges; ASI & ASem). For more detailed analysis,

On InfoWARE Market Data Terminal <UV> <GO>
On InfoWARE Finance Mobile App ( Android , iPhone & iPad and Windows 10)

Symbol	Name	Volume	90DAvgVol	%VolChg	Price	LClose	%Chg	Trades	Value
FIDELITYBK	FIDELITY BANK PLC	40.70M	19.93M	104.22	19.15	19.15	0.00	557	773.22M
TANTALIZER	TANTALIZERS PLC	31.50M	11.92M	164.27	2.95	2.92	1.03	102	89.91M
TIP	THE INITIATES PLC	6.92M	1.26M	451.25	4.46	4.06	9.85	51	30.88M
MBENEFIT	MUTUAL BENEFITS ASSURANCE PLC.	5.85M	411.43K	1,322.60	0.96	0.88	9.09	20	5.62M
MTNN	MTN NIGERIA PLC	4.10M	1.98M	107.56	245.00	238.40	2.77	641	985.33M

Investment Insights - High Div. Stocks

Dividend stocks distribute a portion of the company earnings to investors on a regular basis and they can a great choice for investors looking for regular income. As an investment or trading strategy, high dividend yield equities provide annual cash payments as against mostly capital gains in the price of a stock. The list in the table below represent the highest dividend paying stocks from the list of the most liquid stocks in the NSE top 30.

For more detailed analysis,

On InfoWARE Market Data Terminal <HYIELD> <GO>
On InfoWARE Finance Mobile App ( Android , iPhone & iPad and Windows 10) , "Research"

African Markets

Name	LClose	Change	%Chg
BRVM Stock Exchange	284.48	1.36	0.48
Botswana Stock Exchange	10,067.48	1.01	0.01
Egyptian Exchange	31,933.76	256.59	0.81
Ghana Stock Exchange	6,126.08	-53.76	-0.87
Lusaka Stock Exchange	15,349.16	26.05	0.17
Casablanca Stock Exchange	17,858.90	237.88	1.35
Malawi Stock Exchange	291,645.26	-408.88	-0.14
Nigeria Stock Exchange	105,551.39	587.80	0.56
Nairobi Securities Exchange	129.75	-0.47	-0.36
Rwanda Stock Exchange	148.94	0.00	0.00
Uganda Securities Exchange	1,310.01	4.83	0.37

Nigeria Market Indexes

Symbol	LClose	%Chg	WTD%	MTD%	QTD%	YTD%	Trades
ASI	105,426.12	-0.05	-0.12	-1.89	2.18	2.18	10,777
NGX30	3,912.55	-0.01	-0.12	-1.93	2.56	2.56	6,664
NGXAFRBVI	2,593.75	-1.06	0.11	-0.43	4.55	4.55	3,080
NGXAFRHDYI	16,540.91	-0.95	0.50	-2.79	-2.86	-2.86	2,961
NGXASEM	1,587.89	0.00	0.00	0.08	0.26	0.26	6
NGXBNK	1,145.35	-0.96	0.48	-0.55	5.33	5.33	3,656
NGXCG	2,980.15	-0.46	0.33	-0.71	5.33	5.33	6,712
NGXCNSMRGDS	1,812.00	-0.20	0.05	-0.48	4.48	4.48	1,060
NGXGROWTH	7,423.11	0.44	0.53	-5.78	-4.38	-4.38	69
NGXINDUSTR	3,489.85	0.01	0.01	-3.57	-2.29	-2.29	566
NGXINS	707.60	0.09	4.77	-0.65	-10.00	-10.00	723
NGXLOTUSISLM	7,506.18	0.41	-0.48	-2.63	7.73	7.73	1,550
NGXMAINBOARD	5,049.84	-0.16	0.01	-1.60	0.92	0.92	7,106
NGXMERIGRW	6,933.15	-0.27	0.71	-3.36	6.28	6.28	1,225
NGXMERIVAL	10,274.15	-1.52	-1.04	-4.51	-1.50	-1.50	4,036
NGXOILGAS	2,459.22	-0.35	-2.01	-4.40	-9.29	-9.29	231
NGXPENBRD	1,885.57	0.02	0.00	-1.75	2.94	2.94	9,026
NGXPENSION	4,750.26	-0.31	0.06	-0.93	4.77	4.77	7,239
NGXPREMIUM	10,174.97	0.16	-0.36	-2.41	4.54	4.54	3,602
NGXSOVBND	626.86	1.04	1.04	0.69	4.21	4.21	0

For more detailed analysis,

On InfoWARE Market Data Terminal <MKTINS> <GO>
On InfoWARE Finance Mobile App ( Android, iPhone & iPad and Windows 10) , "Market Indexes"